*APPLICABLE FROM 1st October-2021 to 31st December-2021
| Transaction Type | Total Fee (Includes FED) |
|---|---|
| M-Wallet Registration | - |
| Monthly Service Fee | 100 |
| Balance Check Via USSD | 0.25 |
| Postpaid Bill Payment through M-Wallet | - |
| Mini statement M-Wallet | - |
| Utility Bill Payment OTC | - |
| Utility Bill Payment through M-Wallet | First 3 transactions are free per calendar month, subsequent are charged at PKR 20 per transaction |
| Postpaid Bill Payment OTC | - |
| Prepaid Load through M-Wallet | - |
| Other Operator Prepaid Load through M-Wallet | - |
| Donations through OTC | - |
| Donations through M-Wallet | - |
| Internet Bill Payment OTC | - |
| Internet Bill Payment M-Wallet | - |
| Cash In to M-Wallet | - |
| Cash Out from CNIC | - |
| Money Transfer from CNIC to M-Wallet | - |
| Money Transfer - Wallet to Wallet | Rs. 10 per Transaction on amount greater than Rs. 100 |
| Non personalized VISA Debit Card (currently not available) | 499.00 |
| Visa Debit Card - With customer name and delivery | 599.00 |
| Account In-activity Fee (Applicable in case of no activity in account for 12 months) | 100.00 |
| PayPak Debit Card Issuance - With customer name and delivery | 899.00 |
| PayPak Debit Card Annual Fee | 299.00 |
| Debit Card Re-carding Fee | - |
| PayPak Debit Card Loyalty Fee on Re-carding* | 250.00 |
| Master Card Physical Card Issuance Fee | 599 |
| Master Card Physical Card Annual Fee | 0 |
| Master Card Virtual Card Issuance Fee | 200 |
| Master Card Virtual Card Annual Fee | 0 |
| IBFT Into M-Wallet | - |
| Ready Cash | Annual markup to be charged on applicable rates |
| Bachat Account | Interest will be paid on applicable rates |
| IBFT from M-Wallet | Free up to an aggregate sending amount of PKR 25,000 per month; subsequent transactions charged at 0.1% of the amount or PKR 200 (lower amount to be charged) |
| Money Transfer from CNIC to CNIC | |
| 0 – 1,000 | 60.00 |
| 1,001 – 2,500 | 120.00 |
| 2,501 – 4,000 | 180.00 |
| 4,001 – 6,000 | 240.00 |
| 6,001 – 8,000 | 300.00 |
| 8,001 – 10,000 | 350.00 |
| 10,001 – 13,000 | 400.00 |
| 13,001 – 15,000 | 450.00 |
| 15,001 – 20,000 | 600.00 |
| 20,001 – 25,000 | 750.00 |
| 25,501 – 30,000 | 900.00 |
| 30,001 – 40,000 | 1100.00 |
| 40,001 – 50,000 | 1300.00 |
| Money Transfer from M-Wallet to CNIC | |
| 0 – 1,000 | 55.00 |
| 1,001 – 2,500 | 110.00 |
| 2,501 – 4,000 | 160.00 |
| 4,001 – 6,000 | 215.00 |
| 6,001 – 8,000 | 270.00 |
| 8,001 – 10,000 | 320.00 |
| 10,001 – 13,000 | 375.00 |
| 13,001 - 16,000 | 430.00 |
| 16,001 - 20,000 | 500.00 |
| 20,001 - 25,000 | 650.00 |
| 25,501 - 30,000 | 800.00 |
| 3,0001 - 40,000 | 900.00 |
| 40,001 - 50,000 | 1,100.00 |
| IBFT Outgoing from OTC / CNIC | |
| 0 – 1,000 | 35.00 |
| 1,001 – 2,500 | 50.00 |
| 2,501 – 4,000 | 65.00 |
| 4,001 – 6,000 | 80.00 |
| 6,001 – 8,000 | 90.00 |
| 8,001 – 10,000 | 105.00 |
| 10,001 – 13,000 | 120.00 |
| 13,001 – 15,000 | 130.00 |
| 15,001 - 20,000 | 165.00 |
| 20,001 - 25,000 | 200.00 |
| 25,501 – 30,000 | 250.00 |
| 3,0001 – 40,000 | 325.00 |
| 40,001 – 50,000 | 400.00 |
| *Inclusive of 1-link charges | |
| Cash Out from Mobile Wallet | |
| 1-200 | 7.00 |
| 201-500 | 12.00 |
| 501-1,000 | 20.00 |
| 1,001-2,500 | 40.00 |
| 2,501-4,000 | 70.00 |
| 4,001-6,000 | 100.00 |
| 6,001-8,000 | 130.00 |
| 8,001-10,000 | 180.00 |
| 10,001-13,000 | 230.00 |
| 13,001-16,000 | 280.00 |
| 16,001-20,000 | 330.00 |
| 20,001-25,000 | 380.00 |
| 25,001-30,000 | 470.00 |
| 30,001-40,000 | 560.00 |
| 40,001-50,000 | 690.00 |
| Cash out From ATM (including MMBL ATMs) | |
| 500-1000 | 20.00 |
| 1500-2,500 | 35.00 |
| 3,000-4,000 | 60.00 |
| 4,500-6,000 | 90.00 |
| 6,500-8,000 | 120.00 |
| 8,500-10,000 | 160.00 |
| 10,500-13,000 | 200.00 |
| 13,500-16,000 | 250.00 |
| 16,500-20,000 | 300.00 |
| 20,500-25,000 | 340.00 |
| 25,500-30,000 | 420.00 |
| 30,500-40,000 | 500.00 |
| 40,500-50,000 | 620.00 |
| IBFT from Mobile Wallet**** | |
| 1-500 | 15.00 |
| 501-1000 | 20.00 |
| 1,001-2,500 | 40.00 |
| 2,501-4,000 | 60.00 |
| 4,001-6,000 | 80.00 |
| 6,001-8,000 | 100.00 |
| 8,001-10,000 | 150.00 |
| 10,001-13,000 | 200.00 |
| 13,001-16,000 | 250.00 |
| 16,001-20,000 | 300.00 |
| 20,001-25,000 | 350.00 |
| 25,001-30,000 | 400.00 |
| 30,001-40,000 | 450.00 |
| 40,001-50,000 | 500.00 |
| *Inclusive of 1-Link charges | |
| **Money Transfer Charges from Wallet to Wallet are not applicable till further instructions from SBP on Covid-19 | |
| ***IBFT charges from Mobile Wallet are applicable till as per time to time instructions from SBP on COVID-19/any other special notification | |
| Branchless Banking ‘Business’ Schedule of Charges | |
| Transactions through JazzCash Agent, Mobilink Microfinance Bank Branch or Jazz Point | |
| Cash Deposit into Business Account | 1% (inclusive of taxes) |
| Cash Withdrawal from Business Account through JazzCash Agent | Slab-wise charges mentioned below |
| Transactions through JazzCash Business Account | |
| Business Account Registration | Free |
| Business Account Maintenance Charges | Free |
| SMS Alerts for Every Transaction | Free |
| Business Account MPIN Creation | Free |
| Business Account MPIN Change | Free |
| Access to Mobile Account via USSD/Mobile App/Online | Free |
| Balance Enquiry via USSD/Mobile App/Online | Free |
| Mini Statement via USSD/Mobile App/Online | Free |
| Email Statement via USSD/Mobile App/Online | Free |
| Send Money to Another JazzCash Mobile Account | 10 free transfers every month, 0.5% of amount per transfer thereafter |
| Email Statement via USSD/Mobile App/Online | Free |
| Send Money to Another Operator Mobile Account | Slab-wise charges mentioned below |
| Money Transfer to Any Person’s CNIC | Slab-wise charges mentioned below |
| Receive Money from CNIC (CNIC to Business Account Transfer) | Free |
| Send Money to Any Bank Account | Slab-wise charges mentioned below |
| Receive International Remittance | Free |
| Mobile Top-Up for any operator | Free |
| Utility Bill Payment | 3 bills free every month, Rs 20 per bill thereafter |
| PayPak Debit Card Issuance – With customer name and delivery | Rs. 899 |
| PayPak Debit Card Annual Fee | Rs. 299 |
| Cash Withdrawal through ATM | Slab-wise charges mentioned below |
| Debit Card PIN Creation / Change | Free |
| Balance Enquiry via 1-Link/M-NET ATM | Rs 2.5 |
| Ticket Payments | Free |
| Life Insurance | Rs. 300 |
| Health Insurance | Rs. 999 |
| PayPak Debit Card loyalty fees | Rs. 250 |
| Master Card Physical Card Issuance Fee for Merchants, Freelancers, Employees and Corporate Customers | Rs. 1 |
| Master Card Physical Card Annual Fee for Merchants, Freelancers, Employees and Corporate Customers | Free |
| Account inactivity fee (Only applicable if there is no transaction in the account for 12 months) | Rs. 100 Per month |
| Payment Acceptance Service Charges on Business Account | |
| Standard MDR on receiving QR/ Till payments | 1% inclusive of taxes |
| Standard MDR on incoming IBFT | 2% inclusive of taxes |
| Standard MDR on receiving funds from JazzCash Account | 2% inclusive of taxes |
| Payment Acceptance Service Charges via Online Payment Gateway | |
| Mobile Account/ Voucher Payments/ Credit/ Debit card | 2.32% inclusive of taxes |
| Cash Withdrawal from Business Account through JazzCash Agent | |
| Transaction Slabs | Total Fee (Includes FED) |
| 1-200 | 7 |
| 201-500 | 12 |
| 501-1,000 | 20 |
| 1,001-2,500 | 40 |
| 2,501-4,000 | 70 |
| 4,001-6,000 | 100 |
| 6,001-8,000 | 130 |
| 8,001-10,000 | 180 |
| 10,001-13,000 | 230 |
| 13,001-16,000 | 280 |
| 16,001-20,000 | 330 |
| 20,001-25,000 | 380 |
| 25,001-30,000 | 470 |
| 30,001-40,000 | 560 |
| 40,001-50,000 | 690 |
| Transactions through JazzCash Business Account | |
| Send Money from Business Account to CNIC: | |
| Transaction Slabs | Total Fee (Includes FED) |
| 1 – 1,000 | 55 |
| 1,001 – 2,500 | 110 |
| 2,501 – 4,000 | 160 |
| 4,001 – 6,000 | 215 |
| 6,001 – 8,000 | 270 |
| 8,001 – 10,000 | 320 |
| 10,001 – 13,000 | 375 |
| 13,001 – 16,000 | 430 |
| 16,001 – 20,000 | 500 |
| 20,001 – 25,000 | 650 |
| Send Money from Business Account to Bank Account: | |
| Transaction Slabs | Total Fee (Includes FED) |
| 1-500 | 15 |
| 501-1,000 | 20 |
| 1,001-2,500 | 40 |
| 2,501-4,000 | 60 |
| 4,001-6,000 | 80 |
| 6,001-8,000 | 100 |
| 8,001-10,000 | 150 |
| 10,001-13,000 | 200 |
| 13,001 – 16,000 | 250 |
| 16,001 – 20,000 | 300 |
| 20,001 – 25,000 | 350 |
| 25,001-30,000 | 400 |
| 30,001-40,000 | 450 |
| 40,001-50,000 | 500 |
| Cash Withdrawal from Business Account through ATM: | |
| Transaction Slabs | Total Fee (Includes FED) |
| 500-1000 | 20 |
| 1,500-2,500 | 35 |
| 3,000-4,000 | 60 |
| 4,500-6,000 | 90 |
| 6,500-8,000 | 120 |
| 8,500-10,000 | 160 |
| 10,500-13,000 | 200 |
| 13,500-16,000 | 250 |
| 16,500-20,000 | 300 |
| 20,500-25,000 | 340 |
| 25,500-30,000 | 420 |
| 30,500-40,000 | 500 |
| 40,500-50,000 | 620 |
