*APPLICABLE FROM 1st, Jan 2020
| Transaction Type | Total Fee (Includes FED) |
|---|---|
| M-Wallet Registration | - |
| Postpaid Bill Payment through M-Wallet | - |
| Mini statement M-Wallet | - |
| Utility Bill Payment OTC | - |
| Utility Bill Payment through M-Wallet | First 3 transactions are free per calendar month, subsequent are charged at PKR 20 per transcation |
| Postpaid Bill Payment OTC | - |
| Prepaid Load through M-Wallet | - |
| Other Operator Prepaid Load through M-Wallet | - |
| Donations through OTC | - |
| Donations through M-Wallet | - |
| Internet Bill Payment OTC | - |
| Internet Bill Payment M-Wallet | - |
| Cash In to M-Wallet | - |
| Cash Out from CNIC | - |
| Money Transfer from CNIC to M-Wallet | - |
| Money Transfer - Wallet to Wallet | First 10 transactions are free per calendar month; subsequent transactions will be charged at 0.5% of the transaction amount (inclusive of FED) |
| Nonpersonalized VISA Debit Card (currently not available) | |
| EMV Visa Debit Card | 599.00 |
| IBFT Into M-Wallet | - |
| Ready Cash | Annual markup to be charged on applicable rates |
| Bachat Account | Interest will be paid on applicable rates |
| Money Transfer from CNIC to CNIC | |
| 0 – 1,000 | 60.00 |
| 1,001 – 2,500 | 120.00 |
| 2,501 – 4,000 | 180.00 |
| 4,001 – 6,000 | 240.00 |
| 6,001 – 8,000 | 300.00 |
| 8,001 – 10,000 | 350.00 |
| 10,001 – 13,000 | 400.00 |
| 13,001 – 15,000 | 450.00 |
| 15,001 – 20,000 | 600.00 |
| 20,001 – 25,000 | 750.00 |
| 25,501 – 30,000 | 900.00 |
| 3,0001 – 40,000 | 1,100.00 |
| 40,001 – 50,000 | 1,300.00 |
| Money Transfer from M-Wallet to CNIC | |
| 0 – 1,000 | 50.00 |
| 1,001 – 2,500 | 100.00 |
| 2,501 – 4,000 | 150.00 |
| 4,001 – 6,000 | 200.00 |
| 6,001 – 8,000 | 250.00 |
| 8,001 – 10,000 | 300.00 |
| 10,001 – 13,000 | 350.00 |
| 13,001 - 16,000 | 400.00 |
| 16,001 - 20,000 | 500.00 |
| 20,001 - 25,000 | 650.00 |
| 25,501 - 30,000 | 800.00 |
| 3,0001 - 40,000 | 900.00 |
| 40,001 - 50,000 | 1,100.00 |
| IBFT Outgoing from OTC / CNIC | |
| 0 – 1,000 | 35.00 |
| 1,001 – 2,500 | 50.00 |
| 2,501 – 4,000 | 65.00 |
| 4,001 – 6,000 | 80.00 |
| 6,001 – 8,000 | 90.00 |
| 8,001 – 10,000 | 105.00 |
| 10,001 – 13,000 | 120.00 |
| 13,001 – 15,000 | 130.00 |
| 15,001 - 20,000 | 165.00 |
| 20,001 - 25,000 | 200.00 |
| 25,501 – 30,000 | 250.00 |
| 3,0001 – 40,000 | 325.00 |
| 40,001 – 50,000 | 400.00 |
| *Inclusive of 1-link charges | |
| Cash Out from Mobile Wallet | |
| 1-200 | 7.00 |
| 201-500 | 12.00 |
| 501-1,000 | 20.00 |
| 1,001-2,500 | 40.00 |
| 2,501-4,000 | 70.00 |
| 4,001-6,000 | 100.00 |
| 6,001-8,000 | 130.00 |
| 8,001-10,000 | 180.00 |
| 10,001-13,000 | 230.00 |
| 13,001-16,000 | 280.00 |
| 16,001-20,000 | 330.00 |
| 20,001-25,000 | 380.00 |
| 25,001-30,000 | 470.00 |
| 30,001-40,000 | 560.00 |
| 40,001-50,000 | 690.00 |
| Cash out From ATM | |
| 500-1000 | 20.00 |
| 1500-2,500 | 30.00 |
| 3,000-4,000 | 50.00 |
| 4,500-6,000 | 70.00 |
| 6,500-8,000 | 90.00 |
| 8,500-10,000 | 110.00 |
| 10,500-13,000 | 130.00 |
| 13,500-16,000 | 140.00 |
| 16,500-20,000 | 160.00 |
| IBFT from Mobile Wallet** | |
| 1-200 | 15.00 |
| 201-500 | 15.00 |
| 501-1000 | 20.00 |
| 1,001-2,500 | 40.00 |
| 2,501-4,000 | 60.00 |
| 4,001-6,000 | 80.00 |
| 6,001-8,000 | 100.00 |
| 8,001-10,000 | 150.00 |
| 10,001-13,000 | 200.00 |
| 13,001-16,000 | 250.00 |
| 16,001-20,000 | 300.00 |
| 20,001-25,000 | 350.00 |
| 25,001-30,000 | 400.00 |
| 30,001-40,000 | 450.00 |
| 40,001-50,000 | 500.00 |
| *ATM withdrawal fee from MMBL ATM's will be 0 | |
| **Inclusive of 1-Link charges | |