Mobilink Microfinance Bank (MMBL) believes in providing the most effective financing solutions for Merchants/Tajir to sustain their businesses. It is a modern financing solution that provides fast, flexible & affordable Merchant/Tajir financing through the Dost Tajir app. No collateral or paperwork is needed to get MMBL Dost Tajir financing.
The app can be used to buy goods from selected distributors that partner with Mobilink Microfinance Bank, by people who wish to grow their businesses without any cash investment and repay as they make sales.
Merchants/Tajir open their digital accounts at https://account.mobilinkbank.com
Please inform the selected distributor of your AccountID, after opening.
Starting with PKR 10,000 per week or monthly, the retailer can expand their business and earn more profit without investing their cash while keeping their inventory full.
Three types of financing options are available for the retailers:
The retailer can choose the repayment method choice and repay in MMBL Digital AccountID, with the following options:
Note: Initial linking will be required with MMBL Digital Account, by raising a request at our 24/7 helpline.
For Week- 1.25%, Month- 4% (MonthlyFlex) or 6%
Yes, the retailers can pay the amount before the due date and enjoy great discounts. See below for the discounts:
Discounts on early payment
Monthly Bullet |
Discount |
Rate |
14 days |
50% |
2.5% |
21 days |
25% |
4.5% |
30 days |
0% |
6% |
Monthly Flex |
Discount |
Rate |
14 days |
50% |
2% |
21 days |
25% |
3% |
30 days |
0% |
4% |
Weekly Bullet |
Discount |
Rate |
03 days |
50% |
0.63% |
07 days |
0% |
1.25% |
After returning the initial financing, the retailer can obtain up to PKR 50,000 per month.
Same charges are repeated, as on initial financing
No, to use the MMBL Dost Tajir facility, the distributor must be on board with the MMBL platform.
For distributor onboarding, please write to: digital.business@mobilinkbank.com