Product Description

Karobar Loan is an ‘Individual Loan’ with acceptable personal guarantee. The loan may be utilized to expand micro-enterprises / small businesses (to meet working capital requirements or purchase of assets).

Loan Eligibility Criteria

  • Household annual income less than Rs. 500,000
  • Age between 25-58 years (1st loan cycle) 25-60 years (2nd and 3rd loan cycle).
  • Business experience of minimum of 2 Years
  • Holding valid CNIC
  • Not defaulter of any financial institutions & Public Utilities.
  • Residing or working in launching cities for at least 2 years


Yes (Any Salaried Person / Business Man).
*Up to five years in case of Demand Finance.


  • 6 – 12 months (1st Loan Cycle)
  • 6- 15 Months (2nd Loan Cycle)

Repayment Options

Equal Monthly Installments

Loan Ticket

PKR- 20,000/- to 150,000/-

Lead Time

3-5 Days


Loan Insurance

Free Loan Insurance in Case of Death / Permanent Disability

Early settlement



Terms & conditions applicable.

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Products & Services

Whether you have small business, repaying your loans or sharing the gift of life. We take care of all!..
چاہے آپ کے پاس چھوٹے کاروبار ہیں، اپنے قرضے کی ادائیگی یا اشتراک کرنا زندگی کا تحفہ ہو. ہم سب کی دیکھ بھال کرتے ہیں ..