Khushhal Kisan loan is a financial facility for bank’s target market for:
- Agricultural activities covering purchase of agriculture inputs, tunnel farming, tools, implements, assets & working capital
- Livestock involving, farming, milking, rearing, fattening, trading, working capital, tools & implements and related asset purchases
Loan Eligibility Criteria
- Household annual income less than Rs. 1,200,000/- (Net of business expenses)
- Age between 18-60 years (1st loan cycle) and Maximum 63 years (for subsequent loan cycle).
- Business experience of minimum of 2 Years
- Holding valid CNIC/SNIC
- Not defaulter of any financial institutions & Public Utilities.
- Residing or working in launching cities for at least 1 year in case of owned residence or Min. 02 years
Yes (Any Salaried Person / Business Man).
3 – 12 months
EMI/Bullet/Quarterly /Half Yearly/Annual
PKR- 50,000/- to 350,000/-
Free Loan Insurance in Case of Death / Permanent Disability
As per SOC
*Terms & conditions applicable.