Product Description

Khushhal Kisan loan is a financial facility for bank’s target market for:

  1. Agricultural activities covering purchase of agriculture inputs, tunnel farming, tools, implements, assets & working capital
  2. Livestock involving, farming, milking, rearing, fattening, trading, working capital, tools & implements and related asset purchases

Loan Eligibility Criteria

  • Household annual income less than Rs. 500,000
  • Age between 25-58 years (1st loan cycle) 25-60 years (2nd and 3rd loan cycle).
  • Business experience of minimum of 2 Years
  • Holding valid CNIC
  • Not defaulter of any financial institutions & Public Utilities.
  • Household annual income (net of business expenses) is less than Rs. 300,000/- or limit as revised from time to time under regulations.
  • Residing or working in launching cities for at least 2 years

Guarantee

Yes (Any Salaried Person / Business Man).

Tenure

3 – 12 months

Repayment Options

EMI/Bullet/Quarterly /Half Yearly/Annual

Loan Ticket

PKR- 20,000/- to 150,000/-

Lead Time

3-5 Days

Loan Insurance

Free Loan Insurance in Case of Death / Permanent Disability

Early settlement

Allowed

Note:

Terms & conditions applicable.

khushhal kisan side image

Products & Services

Whether you have small business, repaying your loans or sharing the gift of life. We take care of all!..
چاہے آپ کے پاس چھوٹے کاروبار ہیں، اپنے قرضے کی ادائیگی یا اشتراک کرنا زندگی کا تحفہ ہو. ہم سب کی دیکھ بھال کرتے ہیں ..