Product Description
Khushhal Kissan Value Chain Loan is a financial facility for farmers covering purchase cost of agriculture inputs including seeds, fertilizer and pesticides:
Loan Eligibility Criteria
- Age between 18-60 years (1st loan cycle) 18-63 years (2nd and 3rd loan cycle).
- Business experience of minimum of 2 Years of Agricultural Farming
- Holding valid CNIC
- Not defaulter of any financial institutions & Public Utilities.
- Annual income (net of business expenses) up to Rs. 1,200,000/- or limit as revised from time to time under regulations.
- Residing or working in branch proximity for at least 2 years
Collateral:
- Personal Guarantee (Any Salaried Person / Business Man).
- DP Note
- Post Dated Cheques
Tenure
6 Months
Repayment Options
Bullet
Loan Ticket
Up to Rs.75,000/-
Lead Time
6 working Days
Loan Insurance
Free Loan Insurance in Case of Death / Permanent Disability
Early settlement
Allowed
Note:
Terms & conditions
