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Product Description

Unlock instant cash by leveraging your gold or gold ornaments. Tailored for individuals with ownership of businesses across various economic sectors such as trade, production, manufacturing, services, agriculture, and livestock. Access quick funds to support your business endeavours efficiently.

Loan Amount

Minimum Rs.25,000/- Maximum Rs.350,000/-

Loan Tenure

Up to 12 Months

Basic Requirements

Minimum 2 years’ experience of running business

Further, Self-employed professionals or Salaried Individuals having verifiable SOI can also avail financing under this product subject to fulfilling other eligibility criteria and documentation.

  • Minimum Rs.25,000/-
  • Maximum Rs.350,000/-

Up to 12 Months

  • Minimum 2 years’ experience of running business
  • For salaried: 1-year permanent employment status with current employer
  • Self Employed Persons: 1-year
  • Income Net of Business expenses Rs. 1,200,000
  • Age between 20-63 Years (Maximum age 59 years in case of salaried individual).
  • The customer must be the resident of the same city from where loan is required. And the customer must be residing at the same place:
    • One year in case of owned residence
    • Two years in case of rented residence
  • Copy of Valid Computerized National Identity Card (CNIC), SNIC.
  • 01 recent passport size photographs of the Customer
  • Proof of running business place & ownership
  • Satisfactory Cash Flow
  • 3 Months Salary Slip duly attested by Employer (in case of Salary Class)
  • 6 Months Bank Statement duly attested by relevant bank
  • Not defaulter of any financial institution
  • Latest filed Tax Returns if annual income (net of business expenses) exceeds Rs. 600,000/-

  • Gold/Gold Ornaments

  • As per Latest SOC

*Terms & conditions applicable.

For complete Product Pricing Structure, please click here.

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