Open an Account
cross icons
Open an Account
cross icons
search
cross icons
cross icons
cross icons
Listening...

Speak Now...

Voice Search

Product Description

Karobar Plus Loan is an ‘Individual Loan’ with acceptable personal guarantee. The loan may be utilized to expand micro-enterprises / small businesses (to meet working capital requirements or purchase of assets).

Loan Ticket

Rs. 50,000 – Rs. 150,000 for 1st Loan Cycle

Rs. 50,000 – Rs. 350,000 for subsequent loan Cycles

Loan Tenure

Up to 3 Years

Repayment Options

Markup to be paid monthly/quarterly and Principal to be paid at maturity

  • Business annual income less than Rs. 1,200,000/- (Net of Business Expenses)

  • Age between 22-60 years (1st loan cycle) 63 years (For subsequent loan cycle)

  • Business experience of minimum of 2 Years

  • Holding valid CNIC/SNIC

  • Not defaulter of any financial institutions & Public Utilities.

  • Residing in launching cities for at least 1 year in case of owned residence and 2 years in case of rented house

Yes - Mandatory (Any Salaried Person / Business Man).

Up to 3 Years

Markup to be paid monthly/quarterly and Principal to be paid at maturity

  • Rs.50,000 - Rs. 150,000 for 1st Loan Cycle

  • Rs.50,000 - Rs. 350,000 for subsequent Loan Cycles

3-5 Days

As per SOBC

Allowed

*Terms & conditions applicable.

For complete Product Pricing Structure, please click here.

Explore More

Salary Pension Loan

Take better control of your finances with inclusive loans

Agri Plus Loan

Agri Plus Loan is being launched to cater the financing needs of the following…

Running Finance Loan

Meet the financial needs of your businesses

Bint-e-Hawwa Loan

An account for Female Micro Entrepreneurs and small businesses owners.

Mera Pakistan Mera Ghar

Facilitate the purchase or rental of your houses.

School Loan

Help meet your schools’ financial needs.

Khushhal Kissaan Value Chain Loan

For the farmer in you to cover purchase cost of agriculture inputs.

Commercial Vehicle Loan

Get a new or used local commercial vehicle for business use.

Tractor Loan

Purchase your Tractors and Agricultural Machinery easily.

Passbook Loan

For the micro entrepreneurs in you to fulfill your farming needs.

House Loan

Finance the house of your dreams into existence.

Livestock Loan

Finance breeding, milking, rearing and fattening of new animals with MMBL.

Fori Cash Loan

Loans of up to PKR 350K against Gold if you have a running business.

Khushhal Kissaan Loan

For the farmer in you to cover purchase cost of agriculture inputs.

Karobar Loan

The perfect loan for you to expand your small business.

Microenterprise Loan

Loans of up to PKR 3M against Gold if you have a running business.