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Product Description

An individual loan solution with flexible terms and acceptable personal guarantee, tailored for micro-enterprises and small businesses. Use the loan to expand your business operations, whether to meet working capital needs or to finance asset purchases and unlock growth opportunities with Karobar Plus Loan.

Loan Ticket

Unsecured: up to PKR 350,000

Secured: up to PKR 3,000,000

Loan Tenure

Up to 3 Years

Repayment Options

Markup to be paid monthly/quarterly and Principal to be paid at maturity

  • Business annual income less than Rs. 1,200,000/- (Net of Business Expenses)

  • Age between 22-60 years (1st loan cycle) 63 years (For subsequent loan cycle)

  • Business experience of minimum of 2 Years

  • Holding valid CNIC/SNIC

  • Not defaulter of any financial institutions & Public Utilities.

  • Residing in launching cities for at least 1 year in case of owned residence and 2 years in case of rented house

Yes - Mandatory (Any Salaried Person / Business Man).

Up to 3 Years

Markup to be paid monthly/quarterly and Principal to be paid at maturity

  • Unsecured: up to PKR 350,000

  • Secured: up to PKR 3,000,000

3-5 Days

As per SOBC

Allowed

*Terms & conditions applicable.

For complete Product Pricing Structure, please click here.

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