search
cross icons

Product Description

Khushhal Kissan Loan is a specialized financial solution designed for low-income individuals (men and women) in rural areas engaged in agriculture. It caters to the financing needs of small farmers by providing funds for agricultural inputs, tunnel farming, tools and implements, horticulture, and other working capital requirements, helping them sustain and grow their farming operations

Loan Ticket

Rs. 50,000 – Rs. 500,000 -

Loan Tenure

3 - 12 Months

Repayment Options

EMI/Bullet/Quarterly /Half Yearly/Bullet

  • Household annual income less than Rs. 1,500,000/- (Net of business expenses)
  • Age between 18-60 years (1st loan cycle) and Maximum 63 years (for subsequent loan cycle).
  • Business experience of minimum of 2 Years
  • Holding valid CNIC/SNIC
  • Not defaulter of any financial institutions & Public Utilities.
  • Residing or working in launching cities for at least 1 year in case of owned residence or Min. 02 years

Yes (Any Salaried Person / Business Man).

3 – 12 months

EMI/Bullet/Quarterly /Half Yearly/Annual

PKR- 50,000/- to 500,000/-

Free Loan Insurance in Case of Death / Permanent Disability

Allowed

As per SOC

*Terms & conditions applicable.

For complete Product Pricing Structure, please click here.

Explore More

Solar Loan

Solar loans offer affordable, eco-friendly energy solutions for Pakistani homes,…

Freelancer Loan

E Bike Loan

Take the first step towards a greener and more affordable transportation solution.…

Salary Pension Loan

Take better control of your finances with inclusive loans

Karobar Plus Loan

Agri Plus Loan

Agri Plus Loan is being launched to cater the financing needs of the following…

Running Finance Loan

Meet the financial needs of your businesses

Bint-e-Hawwa Loan

An account for Female Micro Entrepreneurs and small businesses owners.

School Loan

Help meet your schools’ financial needs.

Khushhal Kissaan Value Chain Loan

For the farmer in you to cover purchase cost of agriculture inputs.

Commercial Vehicle Loan

Get a new or used local commercial vehicle for business use.

Tractor Loan

Purchase your Tractors easily.

Passbook Loan

For the micro entrepreneurs in you to fulfill your farming needs.

House Loan

Finance the house of your dreams into existence.

Livestock Loan

Finance breeding, milking, rearing and fattening of new animals with MMBL.

Fori Cash Loan

Loans of up to PKR 350K against Gold if you have a running business.

Karobar Loan

The perfect loan for you to expand your small business.

Microenterprise Loan

Loans of up to PKR 5M against Gold if you have a running business.