Mera Pakistan Mera Ghar | https://www.mobilinkbank.com/

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Mera Pakistan Mera Ghar, in line with the Government of Pakistan’s vision to cater to the housing needs of low-income groups, seeks to facilitate the purchase or rental of houses/flats as well as the extension of existing homes.

Loan Amount

Rs. 1,000,000/- to Rs. 2,000,000/-

Loan Tenure

Minimum 5 Years and Maximum 20 years

Basic Documentations

Valid Computerized National Identity Card (CNIC/SNIC)

Businessman (Formal/Informal) / Salaried Class
Household annual income less than Rs. 1,500,000/- (Net of business expenses)
Age between 25-59 years (Max. 64 Years & 8 Months at the time of Maturity of Loan)
Businessman / SEP: Experience of minimum of 2 Years required
Salaried: Minimum 02 years regular/confirmed employee with current organization and 05 years overall experience
Holding valid CNIC/SNIC
Not defaulter of any financial institutions & Public Utilities.
Customer must be rented resident of same city since last 02 years from where loan has been applied
Business location should be 02 years older in same city from finance being applied

House up to 125 Sq. yds (05 Marla)
Flat / Apartment with maximum covered area of 1,250 Sq. feet.

Rs. 1,000,000/- to Rs. 2,000,000/-

Minimum 5 Years and Maximum 20 years

Valid Computerized National Identity Card (CNIC/SNIC)
Valid and Clean eCIB and NADRA Verisys
1 recent passport size photograph of the Customer
Proof of running business place for businessman (Formal / Informal)
Proof of the property to be mortgaged/property documents.
Legal Opinion
Valuation Report from PBA approved Valuator
03 Salary Slips, Job Certificate on letter head in case of salaried person
Bank Statement for last six months in case of Businessman and Salaried Class
Undertaking regarding first time home owner
Consent form for Telco Data

Mortgage of Property to be financed

Free Credit Life Insurance – Applicable on permanent disability and death of borrower
Customer paid Insurance of Financed House.

5% for first 5 Years
7% for next 5 Years
As per SOC for the last 10 Years (at the time of loan disbursement)

*Terms & conditions applicable.

For complete Product Pricing Structure, please click here.

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