Open an Account
cross icons
Open an Account
cross icons
search
cross icons
cross icons
cross icons
Listening...

Speak Now...

Voice Search

Product Description

Microenterprise Loan is offered against Gold/Gold Ornaments to cater to the needs of individuals having ownership of a running business in the following economic sectors: Trade, Production, Manufacturing, Services, Agriculture, Live Stock, etc.

Loan Amount

Minimum Rs.350,001/- Maximum Rs.3,000,000/-

Loan Tenure

12 Months

Business/Job Experience

Minimum 2 years’ experience of running business

For salaried: 1-year permanent employment status with current employer

Self Employed Persons: 1-year

Further, Self-employed professionals or Salaried Individuals having verifiable SOI can also avail financing under this product subject to fulfilling other eligibility criteria and documentation.

  • Minimum Rs.350,001/-
  • Maximum Rs.3,000,000/-

12 Months

  • Minimum 2 years’ experience of running business
  • For salaried: 1-year permanent employment status with current employer
  • Self Employed Persons: 1-year

  • Copy of Valid Computerized National Identity Card (CNIC), SNIC.
  • 01 recent passport size photographs of the Customer
  • Proof of running business place & ownership
  • Satisfactory Cash Flow
  • 3 Months Salary Slip duly attested by Employer (in case of Salary Class)
  • 6 Months Bank Statement duly attested by relevant bank
  • Not defaulter of any financial institution.
  • Latest filed Tax Returns if annual income (net of business expenses) exceeds Rs. 600,000/-

  • Gold/Gold Ornaments

As per Latest SOC

*Terms & conditions applicable.

For complete Product Pricing Structure, please click here.

Explore More

Salary Pension Loan

Take better control of your finances with inclusive loans

Karobar Plus Loan

Agri Plus Loan

Agri Plus Loan is being launched to cater the financing needs of the following…

Running Finance Loan

Meet the financial needs of your businesses

Bint-e-Hawwa Loan

An account for Female Micro Entrepreneurs and small businesses owners.

Mera Pakistan Mera Ghar

Facilitate the purchase or rental of your houses.

School Loan

Help meet your schools’ financial needs.

Khushhal Kissaan Value Chain Loan

For the farmer in you to cover purchase cost of agriculture inputs.

Commercial Vehicle Loan

Get a new or used local commercial vehicle for business use.

Tractor Loan

Purchase your Tractors and Agricultural Machinery easily.

Passbook Loan

For the micro entrepreneurs in you to fulfill your farming needs.

House Loan

Finance the house of your dreams into existence.

Livestock Loan

Finance breeding, milking, rearing and fattening of new animals with MMBL.

Fori Cash Loan

Loans of up to PKR 350K against Gold if you have a running business.

Khushhal Kissaan Loan

For the farmer in you to cover purchase cost of agriculture inputs.

Karobar Loan

The perfect loan for you to expand your small business.