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Product Description

Unlock financing against gold or gold ornaments for individuals owning and operating businesses across various economic sectors, including trade, production, manufacturing, services, agriculture, livestock, and more. Empowering entrepreneurs to fuel their microenterprises and drive growth.

Loan Amount

Minimum Rs.350,001/- Maximum Rs.3,000,000/-

Loan Tenure

12 Months

Business/Job Experience

Minimum 2 years’ experience of running business

For salaried: 1-year permanent employment status with current employer

Self Employed Persons: 1-year

Further, Self-employed professionals or Salaried Individuals having verifiable SOI can also avail financing under this product subject to fulfilling other eligibility criteria and documentation.

  • Minimum Rs.350,001/-
  • Maximum Rs.3,000,000/-

12 Months

  • Minimum 2 years’ experience of running business
  • For salaried: 1-year permanent employment status with current employer
  • Self Employed Persons: 1-year

  • Copy of Valid Computerized National Identity Card (CNIC), SNIC.
  • 01 recent passport size photographs of the Customer
  • Proof of running business place & ownership
  • Satisfactory Cash Flow
  • 3 Months Salary Slip duly attested by Employer (in case of Salary Class)
  • 6 Months Bank Statement duly attested by relevant bank
  • Not defaulter of any financial institution.
  • Latest filed Tax Returns if annual income (net of business expenses) exceeds Rs. 600,000/-

  • Gold/Gold Ornaments

As per Latest SOC

*Terms & conditions applicable.

For complete Product Pricing Structure, please click here.

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