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Product Description

Microenterprise Loan is offered against Gold/Gold Ornaments to cater to the needs of individuals having ownership of a running business in the following economic sectors: Trade, Production, Manufacturing, Services, Agriculture, Live Stock, etc.

Loan Amount

Minimum Rs.350,001/- Maximum Rs.3,000,000/-

Loan Tenure

12 Months

Business/Job Experience

Minimum 2 years’ experience of running business

For salaried: 1-year permanent employment status with current employer

Self Employed Persons: 1-year

Further, Self-employed professionals or Salaried Individuals having verifiable SOI can also avail financing under this product subject to fulfilling other eligibility criteria and documentation.

  • Minimum Rs.350,001/-
  • Maximum Rs.3,000,000/-

12 Months

  • Minimum 2 years’ experience of running business
  • For salaried: 1-year permanent employment status with current employer
  • Self Employed Persons: 1-year

  • Copy of Valid Computerized National Identity Card (CNIC), SNIC.
  • 01 recent passport size photographs of the Customer
  • Proof of running business place & ownership
  • Satisfactory Cash Flow
  • 3 Months Salary Slip duly attested by Employer (in case of Salary Class)
  • 6 Months Bank Statement duly attested by relevant bank
  • Not defaulter of any financial institution.
  • Latest filed Tax Returns if annual income (net of business expenses) exceeds Rs. 600,000/-

  • Gold/Gold Ornaments

As per Latest SOC

*Terms & conditions applicable.

For complete Product Pricing Structure, please click here.

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