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Product Description

Designed to cater to the financial requirements of businesses operating in Rural, Semi-Urban, and Urban areas. Our Running Finance product offers a financing limit of up to Rs. 5 Million, specifically tailored to meet your working capital needs. Unlock the potential of your business with flexible financing solutions.

Loan Ticket

Up to PKR- 350,000

PKR- 350,0001/- to 5,000,000/-

Loan Tenure

Upto 5 Years (monthly payment)

Repayment Options

 Markup: To be paid Monthly

 Principal: On demand/Upon Maturity

  • Age between 18-64 years ( should not exceed 72 years upon maturity of the loan)
  • Business experience of minimum of 3 Years
  • Holding valid CNIC/SNIC
  • Not defaulter of any financial institutions & Public Utilities.
  • Residing in launching cities for at least 1 year in case of owned residence and 2 years in case of rented house
  • In case of rented Business place, the client must be operating the business at same business place for the last 02 years.
  • Household annual income less than Rs. 1,500,000/- (Net of business expenses)

Up to PKR- 350,000 - Upto 5 Years (monthly payment)

PKR- 350,0001 - PKR-1,000,000 - Upto 5 Years (monthly payment)

PKR- 1,000,000 - PKR- 3,000,000 - Upto 5 Years (monthly payment)

PKR- 3,000,001 - PKR- 5,000,000 - Upto 5 Years (monthly payment)

Upto 5 Years (monthly payment)

 •    Markup: To be paid Monthly

 •    Principal: On demand/Upon Maturity

 As per SOBC

  • Lien on MMBL’s TDRs
  • Lien of NSC Certificate (DSC, RIC and SSC Only at-least 06 Months old)
  • Pledge of Gold/Gold Ornaments
  • Mortgage of Residential/Commercial Property i.e. Constructed / Plot
  • Vehicle
  • Agri-Land
  • Mix Collaterals

Allowed

*Terms & conditions applicable.

For complete Product Pricing Structure, please click here.

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