Product Description

Entrepreneur involved in Trade, Production, manufacturing, services, agriculture or livestock raising with specific category of business.

Loan Amount

• Minimum Rs.100,000/-
• Maximum Rs.1,000,000/-

Loan Tenure

Up to one year in case of finance for Working Capital.
*Up to five years in case of Demand Finance.

Basic Documentations

• Valid Computerized National Identity Card (CNIC)
• 3 recent passport size photographs of the Customer
• Proof of running business place & ownership
• A copy of latest paid utility bill of business place or residence
• NTN Number / Certificate of the Customer (if available)

Security

The microenterprises loan is offered against any one of the following securities:

• Gold bullion /Ornaments.
• *Against legal and /or equitable mortgage of property.
• *Against lien on Fixed Deposits at the bank.
• *Against pledge of Government securities like DSC, SSC duly discharged in bank’s favor.
•  Against Bank’s charge on Agri Pass Book.
• *Life Insurance Policy.

*Not offered yet.