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CUSTOMER’S ACCOUNT
Sahulat Current Account Opening Free with minimum Initial Deposit of PKR. 100/-
Bachat Plus Account 1st Cheque Book (25 Leave), 1st ATM Card free & 1 link/M-Net free with Terms & Conditions applied.
Bint-e-Hawa Account 1st Cheque Book (25 Leave), 1st ATM Card free
(Former Bachat Account) Mahana Amdani Account Opening Free with minimum Initial Deposit of PKR. 100/-
Munafa Izafa Account Free with minimum initial deposit of PKR. 100,000/-
1st Cheque Book (25 Leave), 1st ATM Card free Terms & Conditions applied.
Borrower Disbursement Account Free with no initial deposit

SERVICE CHARGES
For Current Account Nil
For Saving Account Nil
Account Closure Charges Nil

*All current accounts having outstanding balance in TDRs and Loan facility accounts are exempted from service charges.

CLEARING
Cheque Return Charges-Inward Clearing PKR. 250/- plus F.E.D per instrument
Cheque Return Charges-Outward Clearing (Signature differ & Insufficient funds) PKR. 100/- plus F.E.D per instrument
Intercity Clearing lodgment PKR. 200/- plus FED per instrument
Intercity Clearing Return PKR. 250/- per instrument
Same Day Clearing lodgment PKR. 300 plus FED (Where Applicable)
Same Day Clearing Return PKR. 200 plus F.E.D per instrument

Outward Bills for Collection (OBC)-Clean
Clean Collection (Cheques) PKR. 250/- plus FED, PKR. 50 postage and actual DD charges charged by drawee bank
OBC Return PKR. 250/- plus F.E.D, PKR 50 postage and actual DD charges charged by drawee bank

Banker’s Cheque (For A/C holders only)
Banker’s Cheque Issuance Charges PKR. 200/- plus F.E.D
Banker’s Cheque Cancellation Charges PKR. 100/- plus F.E.D
Duplicate Banker’s Cheque Issuance Charges PKR. 150/- Plus F.E.D

Internet Banking Charges
Internet Banking Subscription Free

RTGS (Real Time Gross Settlement)**
From 9:00 a.m. to 12:30 p.m. Free
From 12:30 p.m. to 3:00 p.m. Free
From 3:00 p.m. to 4:00 p.m. Free

Inter Bank Fund Transfer (IBFT)
Up to PKR 25,000/- Free
PKR 25,001/- 0.1% or 200 PKR (inclusive of tax) whichever is lower.
Exceptions IBFT will be FREE for Business Plus andBint-e Hawwa accounts.

Inter Branch online transactions
Deposit ( cash ) within city Free
Deposit ( cash ) Intercity Free
Cash Withdrawal within city Free up to 500K; PKR. 50/- plus F.E.D above 500K per day
Cash Withdrawal intercity Free up to 100K per day; PKR. 50/- plus F.E.D above PKR. 100K per day

CHEQUE BOOK CHARGES
5 Leaves PKR. 50/-
10 Leaves PKR. 100/-
25 Leaves PKR. 250/-
50 Leaves PKR. 500/-
100 Leaves PKR. 1,000/-
F.E.D F.E.D is applicabe in the provinces of Punjab, Balochistan, Kyber Pakhtunkhawa and Sindh according to their Provincial rates, where as F.E.D is not applicable in Federal Capital and AJ&K

MISCELLANEOUS
Stop Payment Charges (Single Cheque) PKR. 100/- Plus F.E.D (Per Instruction)
Stop Payment (Multiple Cheques) PKR. 200/- Plus F.E.D (Per Instruction)

CERTIFICATE ISSUANCE CHARGES
Statement of account on customer demand/ Credit advice charges PKR. 35/- inclusive of F.E.D
Account/ Relationship/ Balance Certificate PKR. 100/- Plus F.E.D
Duplicate Copy of Paid Cheque/instruction(Less than 6 Months) PKR. 100/- Plus F.E.D
Duplicate Copy of Paid Cheque/instruction(More than 6 Months) PKR. 200/- Plus F.E.D
Mailing Charges (Postage, Courier & Fax) Actual, Minimum PKR. 75/-plus F.E.D
Confirmation of Balance to 3rd Party (Auditors) PKR. 300/- plus F.E.D
Standing Instruction Charges PKR. 100 Plus FED per Transaction

ATM,VISA, SMS & E-Statement
PAY PAK Classic- ATM Card-Issuance PKR. 700/- Plus F.E.D
PAY PAK Classic- ATM Card Re-Issuance PKR. 700/- Plus F.E.D
PAY PAK Classic- ATM Card Renewal PKR. 700/- Plus F.E.D
PAY PAK Gold- ATM Card-Issuance PKR. 950/- Plus F.E.D
PAY PAK Gold- ATM Re-Issuance PKR. 950/- Plus F.E.D
PAY PAK Gold- ATM Card Renewal PKR. 950/- Plus F.E.D
PAY PAK BINT-E-HAWA ATM Card Issuance 1st ATM Free
2nd ATM PKR. 950/- Plus F.E.D
Balance Enquiry on 1-Link ATM PKR 3.13 /-(Inclusive of F.E.D)
Mini-statement MMBL ATM Free
SMS Banking Charges Free
E-Statement Free
Gold Auction Advertisement Charges At Actual
Gold Evaluation Charges to Goldsmith (at the time of disbursement) At Actual

Locker Charges
Category Lockers Security Key Deposit Annual Fee
For General Public
Small
Medium
Large
* Rs. 10,000/-
* Rs. 15,000/-
* Rs. 20,000/-
Rs. 2,500/- Plus F.E.D
Rs. 3,500/- Plus F.E.D
Rs. 5,000/- Plus F.E.D
For MMBL Staff
Small
Medium
Large
* Rs. 5,000/-
* Rs. 7,500/-
* Rs. 10,000/-
Rs. 1,250/- Plus F.E.D
Rs. 1,750/- Plus F.E.D
Rs. 2,500/- Plus F.E.D

* Refundable at the time of surrender of locker

Home Remittances
Home Remittances Charges Nil
Issuance of Proceed Realization Certificate for remittance received within 01 Year Free
Issuance of Proceed Realization Certificate for remittance received beyond 01 Year PKR. 450/- Plus F.E.D per Certificate
Issuance of Duplicate Proceed Realization Certificate PKR. 600/- Plus F.E.D per Certificate

For Lending Products Pricing Structure Click Here

  • Withholding Tax / FED / Any other taxes will be charged / levied as per applicable Government Rates.
  • Charges levied because of processing error will be refunded.
  • No initial deposit required for opening of accounts by (i) Mustahkeen of Zakat (ii) Students (iii) Employees of Government or Semi-Government Institutions for Salary and Pension purposes (including widows / children of deceased employees eligible for family pension / benevolent fund grant, etc.) and other similar type of accounts.
  • No service charges for Employees of Mobilink Microfinance Bank Ltd except from 1-Link/MNet charges.
  • In view of limited number of lockers staff can avail upto 10% of total lockers (small & medium).

For Addendum to S.O.B.C 2st HALF (JULY TO DEC 2023) Click here.

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