Product Description

The target group for Agri. Pass Book loan is micro entrepreneurs (both men & women) who require loans to fulfill their Agri. farming requirements with respect to production and development as well as for purchase of Agri. Implements/Assets etc.

Loan Eligibility Criteria

  • Age between 20-63 years
  • Business experience of minimum of 2 Years required
  • Holding valid CNIC/SNIC
  • Not defaulter of any financial institutions & Public Utilities.
  • Residing or working in launching cities for at least 1 year in case of owned residence or Min. 02 years

Loan Amount

Rs. 50,000/- to Rs. 3,000,000/-

Loan Tenure

  • Up to 01 years for production loan (Bullet Repayment)
  • Up 10 years for development loan (Half-Yearly / Annually Repayments)

Basic Documentations

  • Valid Computerized National Identity Card (CNIC)
  • 1 recent passport size photographs of the Customer
  • Valid Agriculture Pass Book in the name of customer,
  • Land ownership proof (Fard Malkiyat),
  • Land self-cultivation proof (Khasra Gardawari,)
  • Land schedule rates duly attested by revenue authority
  • Genuineness certificate of agri. pass issued by ADLR/ Tehsildar
  • 2 references
  • Proof of Business/Undertaking for running business
  • A copy of latest paid utility bill of business place or residence (if available)

Security

  • Against Bank’s charge on Agri. Pass Book.
  • Mandatory Crop Loan Insurance
  • 01 Security Cheque for full marked up price

Pricing

As per SOC

Note:

*Terms & conditions applicable.

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Products & Services

Whether you have small business, repaying your loans or sharing the gift of life. We take care of all!..
چاہے آپ کے پاس چھوٹے کاروبار ہیں، اپنے قرضے کی ادائیگی یا اشتراک کرنا زندگی کا تحفہ ہو. ہم سب کی دیکھ بھال کرتے ہیں ..

 

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