Product Description

The school loan product is designed for all Pakistani non-state schools (local private schools, technical educational institutions, and local school chains) to access affordable capital to help meet their schools’ financial requirements.


  • Private Schools/Technical educational institutions registered with any authority permitted by the government
  • Schools that are franchise of renowned educational organizations, proof for franchise agreement and contract
  • Owner of School only
  • Age between 25-60 years (Max. 64 Years & 8 Months at the time of Maturity of Loan)
  • Experience of minimum of 3 Years of running of Schools / Technical Educational Institutes
  • Business premises may be owned or rented. However, in case of rented building the client must be operating the business at same location for the last 02 years.
  • Holding valid CNIC/SNIC
  • Not defaulter of any financial institutions & Public Utilities.
  • Residing or working in launching cities for at least 1 year in case of owned residence or Min. 02 years
  • Staff Strength shall be up to 25
  • Student Strength shall be minimum 100 students.

Loan Amount:

Rs. 350,001/- to Rs. 3,000,000/-

Loan Tenure:

12 Months to 120 Months (Equal Monthly Installments)

Basic Documentations:

  • Valid Computerized National Identity Card (CNIC/SNIC)
  •  Valid and Clean eCIB and NADRA Verisys
  • 1 recent passport size photograph of the Customer
  • Copy of last paid utility bill of School
  • Copy of School registration certificate
  • Valid rental agreement, if applicable (covering entire period of financing)
  • Franchise Agreement, if applicable
  • Copy of property documents offered as collateral
  • Legal Opinion on property documents (to be arranged by the bank)
  • Offered Property Valuation Report from PBA approved Valuator (to be arranged by the bank)
  • Bank Statement for last six months in case of School/Owner
  • Details of expected capital expenses in case of construction/renovation including details of costs to be borne by customer (Min. 20% of total expected expenses)


Mortgage of Property offered as collateral


  • Free Credit Life Insurance – Applicable on permanent disability and death of borrower
  • Customer paid Insurance of offered collateral


As per SOC


*Terms & conditions applicable

side image

Products & Services

Whether you have small business, repaying your loans or sharing the gift of life. We take care of all!..
چاہے آپ کے پاس چھوٹے کاروبار ہیں، اپنے قرضے کی ادائیگی یا اشتراک کرنا زندگی کا تحفہ ہو. ہم سب کی دیکھ بھال کرتے ہیں ..