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Outreach

(ٖJuly 2024)

  • female icon

    3,506,116

    Rural Active Borrowers

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    2,337,411

    Urban Active Borrowers

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    130,773,580,607

    Total Deposit

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    81,160,664,801

    Gross Loan Portfolio

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    45,834,815

    Total Depositors

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    263,249

    Number of Agents

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    4,908,563

    Active Borrowers - Male

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    934,964

    Active Borrowers - Female

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    5,843,527

    Active Borrowers

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About the Bank

Mobilink Bank Limited is

Pakistan's largest digital bank

Mobilink Bank is Pakistan's leading digital microfinance bank with over 42 million registered users, including 16 million active digital wallets. Backed by a multinational telecommunication services company - VEON Ltd., the Bank is a sister concern of Jazz and is a leading player in lending to small and medium-sized enterprises (SMEs). 

Mobilink Bank started operations in April 2012 and is committed to serving the unserved through innovative products and services for promoting financial inclusion across the country.

Our Board of Directors

Experienced leadership professionals

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Aamir Hafeez Ibrahim

Non-Executive/ Chairman

Aamir is Chief Executive Officer of Jazz, Pakistan’s number one 4G operator and leading digital service provider with over 75 million subscribers. Prior to his position as CEO, Aamir was Jazz’s Deputy CEO and Chief Commercial Officer.

Aamir has over two decades of international experience as a senior executive across multiple industries and continents. Prior to joining Jazz, Aamir was the Senior Vice President for Telenor Group, where he led distribution initiatives across Asia. Aamir has also held senior leadership positions at Ford Motor Company, Jaguar & Land Rover.

Aamir brings with him a wealth of experience specifically in strategic marketing, sales, and distribution, analytics, product development, government and regulatory management, business planning, M&A, public relations, and crisis management.

Aamir is a Pakistani native, with an undergraduate degree in Accounting from the University of Texas and an MBA from IMD in Switzerland. In 2012, Aamir received an Advanced Management Program diploma from Harvard Business School. Aamir has lived and worked across multiple cultures and countries including Thailand, Pakistan, the UK, the United Arab Emirates, Switzerland, and the US.

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Haaris Mahmood Chaudhary

Acting President/Chief Executive Officer

Haaris Chaudhary is an illustrious and results-driven professional with over 20 years of diverse and dynamic experience in Banking & Finance, Corporate & Regulatory Affairs, Multi-Channel Product Distribution, Risk Management, and Public Policy. He has held prominent positions at some of the world's most prestigious institutions, including Standard Chartered Bank, Barclays Bank, ABN AMRO Bank, and Citibank, among others. Haaris previously served as member of Board of Directors for Zarai Taraqiati Bank Limited (ZTBL). He is currently serving as Member and Director of Pakistan International Airlines Corporation Limited (PIACL) board and is also the chairman of PIACL Procurement Committee.

Haaris's experience extends to managing financial institutions through economic cycles, emphasizing credit strategy development, portfolio management, regional governance, remedial planning, and receivables management. Celebrated for his exceptional ability to engineer business turnarounds and inspire teams to unparalleled success, he is a fervent advocate for harnessing the power of technology and finance to transform the lives and livelihoods of Pakistanis.

Prior to his tenure at Mobilink Bank, Haaris served as the CEO of the Universal Service Fund (USF) under the Ministry of IT & Telecom, where he significantly impacted 40 million beneficiaries nationwide through an investment exceeding PKR 70 billion. His extensive experience in serving underserved communities through seamless digital connectivity and microfinance facilities has been instrumental in boosting business portfolios through innovative, digitally-led interventions. Haaris Chaudhary's leadership is characterized by an unwavering commitment to fostering a culture of growth and innovation. He is dedicated to developing senior executives and staff, creating an environment that thrives on continuous learning and advancement. At Mobilink Bank, his vision of 'growth with purpose' is centered on improving the lives and livelihoods of unbanked and underbanked Pakistanis. His strategic focus includes Women Empowerment, Green Financing, Diversity, Equity, and Inclusion (DEI), ensuring the bank stays relevant and ahead of the curve in addressing the evolving needs of consumers, macroeconomic dynamics, and regulatory requirements.

Haaris has represented Pakistan with distinction on numerous prestigious international platforms such as GSMA, ITU, South Asian Microfinance Network(SAMN) and notably at COP28, where he underscored the vital intersection of gender and climate change in advancing sustainable climate finance for Pakistan.

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Salman Sarwar Butt

Independent Director

Mr. Salman is currently serving Chairman of Green Peak International. He brings with him over 29 years of experience in Retail & Consumer Banking. He has served as Group Head in Pakistan and Asia Pacific. Prior to joining GPI, he held senior positions at ABN AMRO Bank , Royal Bank of Scotland, NIB Bank and Citibank. He has done Bachelor of Arts, Economics, Religious Philosophy from Oberlin College, and has done Diploma in Economics from University of Kent. 

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Ayla Majid

Independent Director

Ayla Majid is the Founder & CEO at Planetive Middle East and Planetive Pakistan. She is a leading energy transition strategist, decarbonisation investor and M&A expert with emerging market focus. Ayla has +20 years of investments and financial advisory experience across sectors including: large infrastructure, energy and digital innovation. With high level governance and leadership experience of +14 years, Ayla sits on the boards of energy, pharmaceutical and engineering companies. Ayla is an international speaker on the future of energy, climate finance, clean tech, decarbonisation, and sustainable infrastructure.

Academically, Ayla holds MBA from Lahore University of Management Sciences, LLB from University of London, and ACCA. She is alumnus of Harvard Kennedy School; University of Oxford; National Technological University Singapore; and The Andlinger Center for Energy and the Environment at Princeton University.

Ayla is a member of the Global Future Council on Energy Transition of the World Economic Forum, and the Mobilizing Investment for Clean Energy in Emerging Economies Global Taskforce of the WEF. Ayla is a Young Global Leader of the World Economic Forum; and Eisenhower Global Fellow 2021.

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Syed Muhammad Talib Rizvi

Non-Executive Director

Talib is currently Advisor Strategy & Policy/Financial services at Jazz. He is a standout career banker known for his dynamic leadership and remarkable track record in motivating teams to peak performance. With an extensive 26-year background in Corporate, Retail, Consumer, Digital Banking & Finance, Talib has always been at the forefront of driving results and surpassing business targets through strategic leadership. His journey includes pivotal roles such as CEO, Group Executive, Group Head, HOCB and SEVP, at leading commercial banks and financial institutions, including Bank Alfalah, Habib Metropolitan Bank, Dubai Islamic Bank and Faysal Bank.

Talib holds two prestigious Master’s degrees from top-tier educational institutions, showcasing his commitment to continuous learning and professional growth. His expertise is further recognized through his service as a board member for multiple government and private organizations, including the Board of Investment, Pakistan Railways, and the Lahore Stock Exchange. A lifelong learner, Talib has enhanced his skillset with diploma in Islamic Finance and courses in AI & BIU, among other certifications, from globally renowned institutions like INSEAD, Stanford University, IFC, World Bank, Pearson, ING Group, Bearing Academy, and World Economic Forum.

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Syed Ali Naseer

Non-Executive Director

CAli has been part of international c-suites for the last two decades steering multi-billion global businesses in challenging regulatory and corporate environments. Presently with Pakistan’s largest tech and digital company, Jazz, Ali brings strategic decision-making, crisis management expertise, and government advocacy networks to augment the company’s growth trajectory. Ali’s unique blend of both private and public sector experience is a valuable asset in the emerging volatile business environment of Pakistan. He has a proven track record of delivery, specifically, in the emerging markets of Asia Pacific. 

Ali has successfully pivoted his career from strategy and communications to transformational business performance and is now a recognized leader in the commercial arena. He recently led Jazz Business through a transformation from a corporate connectivity player to a digital solutions provider, designed to help business partners grow. Currently, he is looking after Pakistan’s largest data lake firing up various businesses, including Jazz Cash, Mobilink Microfinance Bank (MMBL), and digital assets like Tamasha and BIP. He firmly believes that it is down to people to drive performance and he is driven by a passion to nurture and develop talent. 

Prior to Jazz, Ali spent over a decade in the tobacco industry, primarily working in Communications and Public Affairs. Before entering the corporate sector, Ali had a decade-plus tenure as a senior civil servant with the Government of Pakistan undertaking various field and staff assignments in different parts of the country.

Our Management

Get to know our team

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Haaris Mahmood Chaudhary

Interim CEO
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Adil Ali Abbasi

Chief Financial Officer
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Sana Tariq

Chief Legal & Corporate Affairs Officer, Company Secretary
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Faisal Mahmood

Chief Information Officer
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Muhammad Siddique Ahmed

Chief Internal Audit
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Atta Ur Rehman

Chief Business Officer
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Zehra Khalikdina

Chief Risk Officer
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Najia Naqavi

Chief Customer Experience
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Faisal Akram

Chief Bank Operations
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Ayyaz Haideri

Chief Digital Officer
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Aleena Tanvir

Chief People Officer

Our Family

Collaborations that achieve more

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Our parent company VEON is a global digital operator that provides mobile connectivity and services to 217 million customers. VEON operators span nine countries and provide infrastructure, connectivity, and digital services to a combined population of 680 million people. 

As a world-leading digital operator, VEON aims to provide access to the internet and mobile-based digital services across all communities in the countries it operates in. VEON is pioneering banking services, entertainment applications, and e-commerce ecosystems to provide their mobile customers with full access to the digital world.

Through its digital connectivity and services, VEON is transforming lives and creating opportunities in some of the world’s fastest-growing emerging markets.

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Jazz  is Pakistan’s largest mobile operator and digital company, leading the 4G service provision in the country as the most successful mobile broadband operator with over 72 million customers and growing. Since its inception, over 25 years ago, Jazz has maintained market leadership and established itself as a major contributor to the digital ecosystem of Pakistan. The company has recently recorded exceptional growth in its 4G customer base, which accounts for almost 40% of all 4G users in Pakistan. Jazz remains committed to making significant contributions to the creation of a truly digital Pakistan by developing innovative products and services.

The brand has successfully positioned itself as a digital thought leader in the ever-competitive telecommunication industry. With cutting-edge, integrated communications solutions, strong brand offerings, and the largest portfolio of digital value-added services, Jazz aims to empower millions of Pakistanis with the tools necessary to progress in an increasingly digital economy.

Together, Jazz and its sister concern Mobilink Microfinance Bank Limited operate the largest digital mobile wallet in Pakistan, JazzCash. With over 15 million monthly active digital wallets, JazzCash brings essential payments and branchless banking services to customers across Pakistan.

Our Purpose

Committed to delivering the best for you

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Vision

Mobilink Microfinance Bank aims to alleviate poverty and promote financial inclusion by providing innovative solutions. 

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Mission

Mobilink Microfinance Bank aims to provide financial solutions to the economically underprivileged for their economic freedom by using innovative ADC’s and promoting micro businesses through an ethical and passionate team, which strives to deliver beyond expectations.

Our Core Values

Principles that drive our business forward

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Customer Obsessed
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Innovative
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Entrepreneurial
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Collaborative
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Truthful

Corporate Information

Find out more about us

  • Ms. Sana Tariq 

  • Mr. Muhammad Siddique Ahmed

Name Designation
Mr. Ali Naseer Chairman
Ms. Ayla Majid Member
Mr. Aamir Hafeez Ibrahim Member

Name Designation
Mr. Salman Sarwar Butt Chairman

Name Designation
Mr. Ali Naseer Member
Mr. Salman Sarwar Butt Member

Name Designation
Mr. Salman Sarwar Butt Chairman
Ms. Ayla Majid Member

Company Registration No.: 0074079

NTN Number: 3673351-2

Ahmad Junaid - Ahmad & Associates

Yousuf Adil - Chartered Accountants