search
cross icons

Outreach

(ٖJanuary 2024)

  • female icon

    2,661,758

    Rural Active Borrowers

  • female icon

    1,774,505

    Urban Active Borrowers

  • female icon

    117,873,703,702

    Total Deposit

  • male icon

    71,978,582,444

    Gross Loan Portfolio

  • male icon

    45,032,059

    Total Depositors

  • male icon

    239,811

    Number of Agents

  • agent-icon

    3,726,461

    Active Borrowers - Male

  • agent-icon

    709,802

    Active Borrowers - Female

  • agent-icon

    4,436,263

    Active Borrowers

pic

About the Bank

Mobilink Bank Limited is

Pakistan's largest digital bank

Mobilink Bank is Pakistan's leading digital bank with over 42 million registered users, including 16 million active digital wallets. Backed by a multinational telecommunication services company - VEON Ltd., the Bank is a sister concern of Jazz and is a leading player in lending to small and medium-sized enterprises (SMEs). 

Mobilink Bank started operations in April 2012 and is committed to serving the unserved through innovative products and services for promoting financial inclusion across the country.

Our Board of Directors

Experienced leadership professionals

pic

Aamir Hafeez Ibrahim

Chairperson MMBL Board of Directors

Aamir is Chief Executive Officer of Jazz, Pakistan’s number one 4G operator and leading digital service provider with over 75 million subscribers. Prior to his position as CEO, Aamir was Jazz’s Deputy CEO and Chief Commercial Officer.

Aamir has over two decades of international experience as a senior executive across multiple industries and continents. Prior to joining Jazz, Aamir was the Senior Vice President for Telenor Group, where he led distribution initiatives across Asia. Aamir has also held senior leadership positions at Ford Motor Company, Jaguar & Land Rover.

Aamir brings with him a wealth of experience specifically in strategic marketing, sales, and distribution, analytics, product development, government and regulatory management, business planning, M&A, public relations, and crisis management.

Aamir is a Pakistani native, with an undergraduate degree in Accounting from the University of Texas and an MBA from IMD in Switzerland. In 2012, Aamir received an Advanced Management Program diploma from Harvard Business School. Aamir has lived and worked across multiple cultures and countries including Thailand, Pakistan, the UK, the United Arab Emirates, Switzerland, and the US.

pic

Ghazanfar Azzam

President & Chief Executive Officer

As a renowned Pakistani banker, Ghazanfar has several achievements to his credit in commercial, consumer, retail, SME, and micro-banking. He has been an integral part of the establishment and successful running of two of the nation's leading microfinance banks - FINCA (2008) and Mobilink Microfinance Bank (2012). He is a Fellow member of the Institute of Bankers Pakistan (IBP), a member of the Office of Research, Innovation & Commercialization (ORIC) Steering Committee at Kohsar University, Muree, a recipient of the prestigious Hubert Humphrey Fellowship and a graduate of IBA, Punjab University.

Under Ghazanfar's capable leadership, Mobilink Microfinance Bank is positioned as the largest digital bank in Pakistan and has been awarded quite a few widely-coveted titles from the national and international finance and banking communities over the last decade.

Ghazanfar Azzam's career began with Pakistan's largest commercial bank, Habib Bank Limited (HBL) after which he moved on to work for some of the best private sector commercial banks such as Union Bank, Prime Commercial Bank, and Bank Alfalah. He has also served as Senior Consultant at Shore Bank International (now Enclude) and Head of SME Downscaling at the USAID-funded WHAM project from 2005 to 2007.

pic

Murtaza Ali

Director/Non-Executive

Murtaza Ali is currently the Interim Chief Executive Officer  – Digital Financial Services (JazzCash) at Jazz. Prior to joining JazzCash, he has also served as Chief Financial Officer in Telenor Microfinance Bank. He brings with him over 21 years of experience, and an extensive track record of leading and managing teams engaged in Risk-based Strategy and their Management Frameworks, Corporate Finance & Financial Planning, Mergers & Acquisitions, and Corporate Governance, in a range of corporations including telecommunication, FMCGs, and financial institutions. He has hands-on experience – ranging from Audit and Consultancy at the Big 4 Chartered Accountancy firms to Financial Management at GSM, supplemented with strategy execution and change management experience. 

pic

Salman Sarwar Butt

Independent Director

Mr. Salman is currently serving Chairman of Green Peak International. He brings with him over 29 years of experience in Retail & Consumer Banking. He has served as Group Head in Pakistan and Asia Pacific. Prior to joining GPI, he held senior positions at ABN AMRO Bank , Royal Bank of Scotland, NIB Bank and Citibank. He has done Bachelor of Arts, Economics, Religious Philosophy from Oberlin College, and has done Diploma in Economics from University of Kent. 

pic

Muhammad Tamoor Sabir

Director / Non-Executive

Tamoor is currently working as Chief Financial Officer of Veon Ventures and Group Director Business Controlling of Veon based in Amsterdam.  Prior to joining Veon, he worked as Vice President- Finance Strategy & Portfolio Management in Etisalat Group in UAE and A/CFO of Etisalat Nigeria. Tamoor has over two decades of international Finance experience in various capacities in corporate finance, financial planning & reporting, capital management & restructurings, business controlling, corporate strategy, and portfolio management in Telecoms, ICT, and Digital industries worldwide covering Asia, Africa, Middle East, and EU regions. Tamoor brings with him vast experience in Mergers & Acquisitions, JVs & partnerships, Financial & Tax DD, structuring, and valuation on the back of numerous successful transactions in Telecom, digital, e-commerce, infrastructure, and the Fintech space. He has extensive governance experience by working on supervisory boards, Audit Committees, and Risk Committees. Tamoor is a CPA from Australia, Chartered Management Accountant from the United Kingdom and Pakistan.

pic

Syed Ali Naseer

Director / Non-Executive

Ali has been part of international c-suites for the last two decades steering multi-billion global businesses in challenging regulatory and corporate environments. Presently with Pakistan’s largest tech and digital company, Jazz, Ali brings strategic decision-making, crisis management expertise, and government advocacy networks to augment the company’s growth trajectory. Ali’s unique blend of both private and public sector experience is a valuable asset in the emerging volatile business environment of Pakistan. He has a proven track record of delivery, specifically, in the emerging markets of Asia Pacific. 

Ali has successfully pivoted his career from strategy and communications to transformational business performance and is now a recognized leader in the commercial arena. He recently led Jazz Business through a transformation from a corporate connectivity player to a digital solutions provider, designed to help business partners grow. Currently, he is looking after Pakistan’s largest data lake firing up various businesses, including Jazz Cash, Mobilink Microfinance Bank (MMBL), and digital assets like Tamasha and BIP. He firmly believes that it is down to people to drive performance and he is driven by a passion to nurture and develop talent. 

Prior to Jazz, Ali spent over a decade in the tobacco industry, primarily working in Communications and Public Affairs. Before entering the corporate sector, Ali had a decade-plus tenure as a senior civil servant with the Government of Pakistan undertaking various field and staff assignments in different parts of the country.

pic

Ayla Majid

Director / Non-Executive

Ayla Majid is the Founder & CEO at Planetive Middle East and Planetive Pakistan. She is a leading energy transition strategist, decarbonisation investor and M&A expert with emerging market focus. Ayla has +20 years of investments and financial advisory experience across sectors including: large infrastructure, energy and digital innovation. With high level governance and leadership experience of +14 years, Ayla sits on the boards of energy, pharmaceutical and engineering companies. Ayla is an international speaker on the future of energy, climate finance, clean tech, decarbonisation, and sustainable infrastructure.

Academically, Ayla holds MBA from Lahore University of Management Sciences, LLB from University of London, and ACCA. She is alumnus of Harvard Kennedy School; University of Oxford; National Technological University Singapore; and The Andlinger Center for Energy and the Environment at Princeton University.

Ayla is a member of the Global Future Council on Energy Transition of the World Economic Forum, and the Mobilizing Investment for Clean Energy in Emerging Economies Global Taskforce of the WEF. Ayla is a Young Global Leader of the World Economic Forum; and Eisenhower Global Fellow 2021.

Our Management

Get to know our team

pic

Ghazanfar Azzam

President & Chief Executive Officer
pic

Haaris Mahmood Chaudhary

Chief Operating Officer
pic

Adil Ali Abbasi

Chief Financial Officer
pic

Sana Tariq

Chief Legal & Corporate Affairs Officer, Company Secretary
pic

Shahid Umar

Chief Ethics & Compliance Officer
pic

Faisal Mahmood

Chief Information Officer
pic

Muhammad Siddique Ahmed

Chief Internal Audit
pic

Atta Ur Rehman

Chief Branch Business Officer
pic

Zehra Khalikdina

Chief Risk Officer
pic

Najia Naqavi

Chief Service Quality
pic

Faisal Akram

Chief Bank Operations
pic

Ayyaz Haideri

Chief Digital Officer
pic

Aleena Tanvir

Chief People Officer

Our Family

Collaborations that achieve more

pic

Our parent company VEON is a global digital operator that provides mobile connectivity and services to 217 million customers. VEON operators span nine countries and provide infrastructure, connectivity, and digital services to a combined population of 680 million people. 

As a world-leading digital operator, VEON aims to provide access to the internet and mobile-based digital services across all communities in the countries it operates in. VEON is pioneering banking services, entertainment applications, and e-commerce ecosystems to provide their mobile customers with full access to the digital world.

Through its digital connectivity and services, VEON is transforming lives and creating opportunities in some of the world’s fastest-growing emerging markets.

pic

Jazz  is Pakistan’s largest mobile operator and digital company, leading the 4G service provision in the country as the most successful mobile broadband operator with over 72 million customers and growing. Since its inception, over 25 years ago, Jazz has maintained market leadership and established itself as a major contributor to the digital ecosystem of Pakistan. The company has recently recorded exceptional growth in its 4G customer base, which accounts for almost 40% of all 4G users in Pakistan. Jazz remains committed to making significant contributions to the creation of a truly digital Pakistan by developing innovative products and services.

The brand has successfully positioned itself as a digital thought leader in the ever-competitive telecommunication industry. With cutting-edge, integrated communications solutions, strong brand offerings, and the largest portfolio of digital value-added services, Jazz aims to empower millions of Pakistanis with the tools necessary to progress in an increasingly digital economy.

Together, Jazz and its sister concern Mobilink Microfinance Bank Limited operate the largest digital mobile wallet in Pakistan, JazzCash. With over 15 million monthly active digital wallets, JazzCash brings essential payments and branchless banking services to customers across Pakistan.

Our Purpose

Committed to delivering the best for you

icon

Vision

Mobilink Microfinance Bank aims to alleviate poverty and promote financial inclusion by providing innovative solutions. 

icon

Mission

Mobilink Microfinance Bank aims to provide financial solutions to the economically underprivileged for their economic freedom by using innovative ADC’s and promoting micro businesses through an ethical and passionate team, which strives to deliver beyond expectations.

Our Core Values

Principles that drive our business forward

icon
Customer Obsessed
icon
Innovative
icon
Entrepreneurial
icon
Collaborative
icon
Truthful

Corporate Information

Find out more about us

  • Ms. Sana Tariq 

  • Mr. Muhammad Siddique Ahmed

Name Designation
Mr. Aamir Hafeez Ibrahim Chairman
Mr. Syed Ali Naseer Member

Name Designation
Mr. Murtaza Ali Member
Mr. Muhammad Tamoor Sabir Member
Mr. Salman Sarwar Butt Member

Name Designation
Mr. Murtaza Ali Chairman
Mr. Salman Sarwar Butt Member
Mr. Ali Naseer Member

Name Designation
Mr. Salman Sarwar Butt Chairman
Mr. Muhammad Tamoor Sabir Member
Mr. Murtaza Ali Member

Company Registration No.: 0074079

NTN Number: 3673351-2

Ahmad Junaid - Ahmad & Associates

Yousuf Adil - Chartered Accountants