Enabling Pakistan's Digital Journey
Enabling Pakistan's Digital Journey
April 2026
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Mobilink Bank is Pakistan's leading digital microfinance bank with over 42 million registered users, including 16 million active digital wallets. Backed by a multinational telecommunication services company - VEON Ltd., the Bank is a sister concern of Jazz and is a leading player in lending to small and medium-sized enterprises (SMEs).
Mobilink Bank started operations in April 2012 and is committed to serving the unserved through innovative products and services for promoting financial inclusion across the country.
Aamir is Chief Executive Officer of Jazz, Pakistan’s number one 4G operator and leading digital service provider with over 75 million subscribers. Prior to his position as CEO, Aamir was Jazz’s Deputy CEO and Chief Commercial Officer.
Aamir has over two decades of international experience as a senior executive across multiple industries and continents. Prior to joining Jazz, Aamir was the Senior Vice President for Telenor Group, where he led distribution initiatives across Asia. Aamir has also held senior leadership positions at Ford Motor Company, Jaguar & Land Rover.
Aamir brings with him a wealth of experience specifically in strategic marketing, sales, and distribution, analytics, product development, government and regulatory management, business planning, M&A, public relations, and crisis management.
Aamir is a Pakistani native, with an undergraduate degree in Accounting from the University of Texas and an MBA from IMD in Switzerland. In 2012, Aamir received an Advanced Management Program diploma from Harvard Business School. Aamir has lived and worked across multiple cultures and countries including Thailand, Pakistan, the UK, the United Arab Emirates, Switzerland, and the US.
Haaris Chaudhary is an illustrious and results-driven professional with over 20 years of diverse and dynamic experience in Banking & Finance, Corporate & Regulatory Affairs, Multi-Channel Product Distribution, Risk Management, and Public Policy. He has held prominent positions at some of the world's most prestigious institutions, including Standard Chartered Bank, Barclays Bank, ABN AMRO Bank, and Citibank, among others. Haaris previously served as member of Board of Directors for Zarai Taraqiati Bank Limited (ZTBL). He is currently serving as Member and Director of Pakistan International Airlines Corporation Limited (PIACL) board and is also the chairman of PIACL Procurement Committee.
Haaris's experience extends to managing financial institutions through economic cycles, emphasizing credit strategy development, portfolio management, regional governance, remedial planning, and receivables management. Celebrated for his exceptional ability to engineer business turnarounds and inspire teams to unparalleled success, he is a fervent advocate for harnessing the power of technology and finance to transform the lives and livelihoods of Pakistanis.
Prior to his tenure at Mobilink Bank, Haaris served as the CEO of the Universal Service Fund (USF) under the Ministry of IT & Telecom, where he significantly impacted 40 million beneficiaries nationwide through an investment exceeding PKR 70 billion. His extensive experience in serving underserved communities through seamless digital connectivity and microfinance facilities has been instrumental in boosting business portfolios through innovative, digitally-led interventions. Haaris Chaudhary's leadership is characterized by an unwavering commitment to fostering a culture of growth and innovation. He is dedicated to developing senior executives and staff, creating an environment that thrives on continuous learning and advancement. At Mobilink Bank, his vision of 'growth with purpose' is centered on improving the lives and livelihoods of unbanked and underbanked Pakistanis. His strategic focus includes Women Empowerment, Green Financing, Diversity, Equity, and Inclusion (DEI), ensuring the bank stays relevant and ahead of the curve in addressing the evolving needs of consumers, macroeconomic dynamics, and regulatory requirements.
Haaris has represented Pakistan with distinction on numerous prestigious international platforms such as GSMA, ITU, South Asian Microfinance Network(SAMN) and notably at COP28, where he underscored the vital intersection of gender and climate change in advancing sustainable climate finance for Pakistan.
Ayla Majid is the Founder & CEO at Planetive Middle East and Planetive Pakistan. She is a leading energy transition strategist, decarbonisation investor and M&A expert with emerging market focus. Ayla has +20 years of investments and financial advisory experience across sectors including: large infrastructure, energy and digital innovation. With high level governance and leadership experience of +14 years, Ayla sits on the boards of energy, pharmaceutical and engineering companies. Ayla is an international speaker on the future of energy, climate finance, clean tech, decarbonisation, and sustainable infrastructure.
Academically, Ayla holds MBA from Lahore University of Management Sciences, LLB from University of London, and ACCA. She is alumnus of Harvard Kennedy School; University of Oxford; National Technological University Singapore; and The Andlinger Center for Energy and the Environment at Princeton University.
Ayla is a member of the Global Future Council on Energy Transition of the World Economic Forum, and the Mobilizing Investment for Clean Energy in Emerging Economies Global Taskforce of the WEF. Ayla is a Young Global Leader of the World Economic Forum; and Eisenhower Global Fellow 2021.
Mr. Farrukh Khan is the Chief Financial Officer (CFO) at Jazz and Chief Executive Officer (CEO) of Microfinance Holding (MFH). He is also the former Chief Executive Officer (CEO) of Pakistan Stock Exchange Limited (PSX). He qualified as a Chartered Accountant from the Institute of Chartered Accountants in England and Wales, United Kingdom (UK), and also holds a BA (Hons.) in Economics and Finance from the University of Manchester.
With over 30 years of senior management and board-level experience, Farrukh is an experienced entrepreneur, and leading business and financial advisor who has advised on many landmark transactions. Previously he has held senior positions with Acumen in Pakistan & the UK, including Country Director & CEO, Pakistan, Senior Director Business Development, Chief Business Development Officer and member of the Management Committee. Mr. Khan was the founding partner and CEO of BMA Capital Management Limited. Under his stewardship, BMA established itself as the leading investment banking group in Pakistan and received several international awards, including the 2010 Euromoney award for the best investment bank in Pakistan. His experience includes lead managing the US$813 million GDR offering and London listing of OGDCL, Pakistan’s largest listed company, and successfully advising Etisalat on their $2.6 billion acquisition of Pak telecom, the largest mergers and acquisition transaction and the largest foreign direct investment in Pakistan’s history. Other historical transactions include the US$ 1.5 billion privatisation of Kot Addu Power Company and the US$898 million GDR offering for Pak Telecom. He has advised, either on the buy or sell side, on almost 50% of all successful privatisations in Pakistan, totaling over $4 billion in value. He has also worked with American Express Bank in Pakistan and Deloitte in London.
Mr. Khan has an excellent network and deep knowledge of global business and investments. He has previously served as President of Overseas Investors Chamber of Commerce & Industry (OICCI), Chairman of the Young Presidents’ Organization, Pakistan Chapter and on the boards of prominent public and private sector organisations. He was also associated with the Securities and Exchange Commission of Pakistan as a member of its Policy Board from 2018 to 2019. Mr. Khan was selected by Euromoney as one of the top 50 global financial leaders, below the age of 40 years. His philanthropic interests include children’s health and education.
Saima Kamila Khan is a seasoned legal and governance professional and a distinguished female leader with over two decades of experience across banking, financial services, telecom, and energy sectors. She currently serves as Chief Legal Officer at Jazz (Pakistan Mobile Communications Limited), where she advises Boards and senior leadership on governance, regulatory strategy, enterprise risk, and digital transformation.
Ms. Khan holds an LL.M from the University of Pennsylvania Carey Law School, Philadelphia, USA. She is a Certified Director from the Institute of Directors and an accredited mediator with the Singapore International Mediation Institute.
She brings extensive board-level experience across corporate governance, mergers and acquisitions, and regulatory oversight in highly regulated and technology-driven environments. She has previously served as an Independent Director at Al Meezan Investment Management Limited and the Pakistan Institute of Corporate Governance.
Her expertise includes telecom and digital platforms, financial services regulation, risk management, and cross-border transactions, enabling her to exercise independent judgment and deliver strong oversight and strategic direction to management, while driving sustainable growth and reinforcing robust governance frameworks. She actively champions diversity and inclusion and the advancement of women in leadership.
Mr. Burak Ozer was appointed as the Group Chief Financial Officer and member of the Group Executive Committee effective January 9, 2025. Prior to this Mr. Ozer served as Global CFO at Noventiq from 2022 to 2024 and as Vice President of Finance / CFO at Softline International from 2018 to 2022.
Before that he held several senior roles within the Xerox group of companies, including as General Manager (Xerox Turkey) from 2014 to 2018, Financial Planning Director at Xerox Developing Markets (UK) from 2006 to 2009; and Chief Financial Officer at Xerox CIT (Central Eastern Europe)2009 to 2014 in London, UK.
Mr. Ozer started his career at Xerox as Financial Analyst in İstanbul in 1997 and also worked for Xerox HQ operations in Connecticut, USA from 2001 to 2003. Mr. Ozer graduated from İstanbul Technical University and also has a MS degree in Business Management.
VEON is a digital operator that provides services to over 150 million connectivity customers and approximately 120 million monthly active digital users. Operating across five countries that are home to more than 6% of the world’s population, VEON is transforming lives through technology-driven services that empower individuals and drive economic growth. VEON is headquartered in Dubai and listed on NASDAQ.
For more information visit: www.veon.com
Jazz is Pakistan’s largest mobile operator and digital company, leading the 4G service provision in the country as the most successful mobile broadband operator with over 72 million customers and growing. Since its inception, over 25 years ago, Jazz has maintained market leadership and established itself as a major contributor to the digital ecosystem of Pakistan. The company has recently recorded exceptional growth in its 4G customer base, which accounts for almost 40% of all 4G users in Pakistan. Jazz remains committed to making significant contributions to the creation of a truly digital Pakistan by developing innovative products and services.
The brand has successfully positioned itself as a digital thought leader in the ever-competitive telecommunication industry. With cutting-edge, integrated communications solutions, strong brand offerings, and the largest portfolio of digital value-added services, Jazz aims to empower millions of Pakistanis with the tools necessary to progress in an increasingly digital economy.
Together, Jazz and its sister concern Mobilink Microfinance Bank Limited operate the largest digital mobile wallet in Pakistan, JazzCash. With over 15 million monthly active digital wallets, JazzCash brings essential payments and branchless banking services to customers across Pakistan.
Mobilink Microfinance Bank aims to alleviate poverty and promote financial inclusion by providing innovative solutions.
Mobilink Microfinance Bank aims to provide financial solutions to the economically underprivileged for their economic freedom by using innovative ADC’s and promoting micro businesses through an ethical and passionate team, which strives to deliver beyond expectations.
Company Registration No.: 0074079
NTN Number: 3673351-2
Yousuf Adil - Chartered Accountants