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Product Description

Karobar Loan is an ‘Individual Loan’ with acceptable personal guarantee. The loan may be utilized to expand micro-enterprises / small businesses (to meet working capital requirements or purchase of assets).

Loan Ticket

Rs. 50,000 – Rs. 100,000 for 1st Loan Cycle-

Rs. 50,000 – Rs. 350,000 for subsequent loan Cycles-

Loan Tenure

3 - 24 Months

Repayment Options

Equal Monthly Installments

  • Household annual income less than Rs. 1,200,000/- (Net of Business Expenses)
  • Age between 20-60 years (1st loan cycle) 63 years (For subsequent loan cycle)
  • Business experience of minimum of 2 Years
  • Holding valid CNIC/SNIC
  • Not defaulter of any financial institutions & Public Utilities.
  • Residing in launching cities for at least 1 year in case of owned residence and 2 years in case of rented house

  • Yes - Mandatory (Any Salaried Person / Business Man).

  • 3 Months to 24 Months

  • Equal Monthly Installments

  • Rs. 50,000 – Rs. 100,000 for 1st Loan Cycle-

  • Rs. 50,000 – Rs. 350,000 for subsequent loan Cycles-

  • 3-5 Days

  • As per SOBC

  • Allowed

  • *Terms & conditions applicable.

For complete Product Pricing Structure, please click here.

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