• Private Schools/Technical educational institutions registered with any authority permitted by the government
• Schools that are franchise of renowned educational organizations, proof for franchise agreement and contract
• Owner of School only
• Age between 25-60 years (Max. 64 Years & 8 Months at the time of Maturity of Loan)
• Experience of minimum of 3 Years of running of Schools / Technical Educational Institutes
• Business premises may be owned or rented. However, in case of rented building the client must be operating the business at same location for the last 02 years.
• Holding valid CNIC/SNIC
• Not defaulter of any financial institutions & Public Utilities.
• Residing or working in launching cities for at least 1 year in case of owned residence or Min. 02 years
• Staff Strength shall be up to 25
• Student Strength shall be minimum 100 students.

Rs. 350,001/- to Rs. 3,000,000/-

12 Months to 120 Months (Equal Monthly Installments)

• Valid Computerized National Identity Card (CNIC/SNIC)
•  Valid and Clean eCIB and NADRA Verisys
• 1 recent passport size photograph of the Customer
• Copy of last paid utility bill of School
• Copy of School registration certificate
• Valid rental agreement, if applicable (covering entire period of financing)
• Franchise Agreement, if applicable
• Copy of property documents offered as collateral
• Legal Opinion on property documents (to be arranged by the bank)
• Offered Property Valuation Report from PBA approved Valuator (to be arranged by the bank)
• Bank Statement for last six months in case of School/Owner
• Details of expected capital expenses in case of construction/renovation including details of costs to be borne by customer (Min. 20% of total expected expenses)

Mortgage of Property offered as collateral

• Free Credit Life Insurance – Applicable on permanent disability and death of borrower
• Customer paid Insurance of offered Property (If any)

As per SOC

*Terms & conditions applicable